Even with modest-sized drafts and crosses, a Fjord and Fjord/Belgian cross, and the sport fillies, I have found saddle fit a problem. Although this sure doesn't come immediately under the category of saving money, my treeles saddles, -one can get dressage, trail, hybrid, western etc. -are the answer for me. They accommodate the broad backs, loaded shouders and rotund shapes (speaking especially for a certain fat Fjord, eh Eika!) In the end the investment of around $1600 will save me money and nuisance buying a saddle that fits in the spring, finding it doesn't fit at all in mid summer (fitter horse) buying another, selling one or two, and general fiddling with saddles and pads.
What solutions are others coming up with?