One of the biggest misconceptions in saddle fitting is that two-three fingers withers clearance means that the saddle fits. When I check saddle fit there are actually 36 points to consider, and withers clearance is only one of them.
The withers are a very sensitive area of the horse with different interacting muscles and bones. Obviously you do not want the pommel of the saddle pushing down on the wither bone of our horse which would cause sores.
This is the area…