As we all sit back and watch 2020 come to a close, most of us are looking forward to seeing the year slide out. For us, 2020 was full of changes. Some of these changes we knew were coming and we were quite excited. Some came out of left field and made us sad. We watched good friends sell their business and go into a well deserved retirement. But as Father Time has taught us time and again, things never go as planned. Their long awaited retirement lasted about 6 months before…